When your NZ mortgage fixed interest rate approaches the end of its term this is a great time to review the structure of your home loan, the rates available and any other factors that may have changed.
As everyone's situation is different and always changes over time, we like to discuss the various options available to you at your review. The term of the fixed interest rate loan will depend on the interest rates available at the time and probably more importantly, your future plans.
We can review your mortgage structure and complete your Fixed Rate Rollover for free. We are paid $150 by banks to help clients re-fix their mortgages.
If you would like us to conduct a full review of your financial situation outside these fixed rate rollover periods it may attract a $200.00 + G.S.T administration review fee.
Let us help take the stress out of your decisions at review time.