It can be hard as borrowers to decide when's the optimum time to lock in a fixed rate & for how long, or if you're better off to remain on a floating rate.
If you know the answers to these 3 questions your mortgage broker will be able recommend a loan structure that will support your current & future plans.
Kiwi’s are known as keen DIYers & with reno shows like The Block, there’re more & more home owners giving it a go for themselves.
You need to borrow some money, perhaps you need to replace a car, purchase new technology, update furnishings or just want a few extra funds for that trip you’ve been planning.
Finding a mortgage broker can be a little daunting - they may have the right qualifications, great reviews, but can you really trust they'll do a great job for you? And exactly what does an ideal broker look like anyway?
See an amazing Home Loan interest rate, been introduced to your 5th Banking Consultant in 5 years.
There are many reasons why clients approach us wanting to refinance their home loans.
So, we thought we’d share with you the 6 things to consider when deciding, should you stay or should you go.
For many potential First Home Buyers, the current market climate is looking pretty appealing. With interest rates extremely low we’ve seen a definite step forward by those wanting to get on the property ladder.
Probably not something you'd hear from your local Real Estate agent - however as Mortgage Brokers we often get to see a different side to things.
There's been a lot of talk recently about options to ease financial stress in regards to mortgages at this time. In particular 'Repayment Holidays' (which are really deferments, not a 'holiday' at all) or going 'Interest Only'.
We often get asked about refinancing ‘Is it worth it – How much will I save?’
Refinancing your existing loans can most certainly have some benefits
As the New Year fades away and the hustle and bustle of the holidays subsides, it is a good opportunity to revisit your financial goals and start implementing some simple tips and tricks to help you rebuild your equity.