Lenders consider a variety of factors when assessing your home loan application. Their aim is to ascertain if you're able to comfortably afford the potential loan repayments.
How Your Living Expenses Can Impact Your Home Loan Application
Fixed vs Floating The 3 Key Questions To Ask Yourself
It can be hard as borrowers to decide when's the optimum time to lock in a fixed rate & for how long, or if you're better off to remain on a floating rate.
If you know the answers to these 3 questions your mortgage broker will be able recommend a loan structure that will support your current & future plans.
What You Need To Consider When Financing A Renovation
Kiwi’s are known as keen DIYers & with reno shows like The Block, there’re more & more home owners giving it a go for themselves.
WHY YOU SHOULDN'T ALWAYS 'PUT IT ON THE HOME LOAN'
You need to borrow some money, perhaps you need to replace a car, purchase new technology, update furnishings or just want a few extra funds for that trip you’ve been planning.
4 Signs You've Got The Right Mortgage Broker
Finding a mortgage broker can be a little daunting - they may have the right qualifications, great reviews, but can you really trust they'll do a great job for you? And exactly what does an ideal broker look like anyway?
Read This BEFORE Refinancing Your Home Loan
See an amazing Home Loan interest rate, been introduced to your 5th Banking Consultant in 5 years.
There are many reasons why clients approach us wanting to refinance their home loans.
So, we thought we’d share with you the 6 things to consider when deciding, should you stay or should you go.
7 Things Your Mortgage Broker Wants You To Know
For many potential First Home Buyers, the current market climate is looking pretty appealing. With interest rates extremely low we’ve seen a definite step forward by those wanting to get on the property ladder.
Looking To Buy? It's Not Always About the Money
Probably not something you'd hear from your local Real Estate agent - however as Mortgage Brokers we often get to see a different side to things.
Managing Financial Commitments in Uncertain Times
There's been a lot of talk recently about options to ease financial stress in regards to mortgages at this time. In particular 'Repayment Holidays' (which are really deferments, not a 'holiday' at all) or going 'Interest Only'.
5 Things To Consider Before Refinancing
We often get asked about refinancing ‘Is it worth it – How much will I save?’
Refinancing your existing loans can most certainly have some benefits