News

4 Signs You've Got The Right Mortgage Broker

Finding a mortgage broker can be a little daunting - they may have the right qualifications, great reviews, but can you really trust they'll do a great job for you? And exactly what does an ideal broker look like anyway?

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7 Things Your Mortgage Broker Wants You To Know

For many potential First Home Buyers, the current market climate is looking pretty appealing. With interest rates extremely low we’ve seen a definite step forward by those wanting to get on the property ladder.

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Looking To Buy? It's Not Always About the Money

Probably not something you'd hear from your local Real Estate agent - however as Mortgage Brokers we often get to see a different side to things.

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The OCR & How It Works

February saw a fair bit of talk around the OCR (Official Cash Rate) with an announcement to hold the rate at 1% again this month.

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8 HANDY WEBSITES FOR HOME OWNERS & FUTURE HOME OWNERS

There is an amazing amount of information on the web and you can Google almost anything with instant results.  But I thought it would be a good idea to introduce you to some specific websites which are very helpful when budgeting, building or purchasing a home. They all provide some great information and generally very easy to navigate around and understand

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Buying a Home with a Family Member or Friends

With the average house price in New Zealand being at least 6 times the average income and Auckland housing affordability around 9 times the average income, it may seem nearly impossible to live the dream of owning your own home.  However, over recent years we’ve seen a shift in the types of home loan applications we receive – with an increase in family members or friends purchasing homes together to get onto the property ladder.

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All You Need to Know About Deposits

The word deposit can cause a little confusion when it comes to buying a home, particularly if it’s your first home.  You’ll talk about deposits with the bank and you’ll also be asked for a deposit by the Real Estate agent. 

So, the word deposit comes up twice when buying a home, but are they the same thing?

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