8 HANDY WEBSITES FOR HOME OWNERS & FUTURE HOME OWNERS
There is an amazing amount of information on the web and you can Google almost anything with instant results. But I thought it would be a good idea to introduce you to some specific websites which are very helpful when budgeting, building or purchasing a home. They all provide some great information and generally very easy to navigate around and understand.
One of my favourites is www.sorted.co.nz. This is a great guide for managing your money and helping to save for retirement. It has a range of calculators from planning your finances to working out mortgage payments to managing your savings. You can register online and create your own login. Then you can save and review your own chosen calculators and manage your budget daily, weekly or monthly. It also covers information on purchasing a house, Kiwi saver and offers some basic legal advice.
If you are building, renovating or maintaining your home https://www.consumer.org.nz/topics/building-renovating-and-home-maintenance is a good place to start. It provides a range of clear, independent and up-to-date information on building, buying, renovating and maintaining houses in New Zealand. Not only does it cover information on the Building Act and other relevant legislation but it also helps locate builders, architects and subcontractors. More importantly it provides good practical advice about what you can and can’t do yourself.
First home buyers with Kiwi saver need to visit www.kiwisaver.govt.nz. You can check your eligibility around accessing your savings early to help you purchase your first home. You may also be eligible for a Home Start Grant. Visit https://www.hnzc.co.nz/ways-we-can-help-you-to-own-a-home/kiwisaver-homestart-grant/questions-and-answers/ to check your eligibility, even if you have owned a home before if you have realisable assets less than 20% of the property purchase price you maybe still be eligible for a grant.
Want to find out more about interest rates and receive daily updates? Try www.interest.co.nz. This website compares interest rates between the different banks, building societies, finance companies and insurance companies. It also has some great articles relating to property, interest rates, borrowing and saving. Quite easy to navigate around and full of information for someone wanting to understand what makes the economy tick.
If you need a break from the daily grind and your budget is working well then visit https://ccc.govt.nz/news-and-events/whats-on/. This website covers the majority of the great events in and around Christchurch, for all ages at all times of the year. Some of these are even free.
Last but not least, don’t forget to complete the daily quiz on https://www.stuff.co.nz/national/quizzes?label=Quizzes. It helps you get your brain in gear but also reminds you how little you actually know!