Lenders consider a variety of factors when assessing your home loan application. Their aim is to ascertain if you're able to comfortably afford the potential loan repayments.
How Your Living Expenses Can Impact Your Home Loan Application
Tony Alexander Update May 2022
Each month I run five surveys aimed at delivering useful information on what is happening right at the coalface in the residential real estate sector as well as consumer spending...
The Pros & Cons of Debt Consolidation
For many of us consolidating our debt (combining multiple loans, hire purchases, credit cards into one loan) is a great way to get our finances in order & make managing...
Tony Alexander update April 2022
Now that the media have acknowledged house prices are falling, we are seeing one of the key elements of a downward leg of the house price cycle coming into play...
Why Would I Bother With An Insurance Advisor?
Many of us use a mortgage broker to help us navigate the complexities of the home lending market, but how many of use actually have an insurance advisor?
Tony Alexander update March 2022
THE PULLBACK FROM UNSUSTAINABLE PRICING HEIGHTS.
Last month I wrote about the boom being over in the residential real estate market around New Zealand and the past month has brought further evidence of this. Specifically, after falling 1.5% in December average NZ house prices fell by another 1.1% in January.
Tony Alexander Update February 2022
The boom is over
NZ boom in house prices has already ended and if I had to use a single word to describe what I feel is going to happen over the next 2-3 years it would be “flattening”,
Helpful Tips to Cure A Financial Hangover
Overindulging during the Christmas, New Year period can leave us with more than just a few extra kilos to contend with. Many of us will be left with a bit of a ‘financial hangover’ too.
How To Get On Top Of Your Finances In 2022
The new year is a perfect opportunity to not only start fresh with healthier mind & body, but also consider your financial wellbeing.
4 Simple Ways to Avoid Over Spending This Xmas
Christmas can be a time of traditional ‘over spending’
Here’s a couple of ideas to help you avoid New Year ‘Financial Hangover’ and still enjoy the silly season.