News

Lenders consider a variety of factors when assessing your home loan application. Their aim is to ascertain if you're able to comfortably afford the potential loan repayments.

Each month I run five surveys aimed at delivering useful information on what is happening right at the coalface in the residential real estate sector as well as consumer spending...

For many of us consolidating our debt (combining multiple loans, hire purchases, credit cards into one loan) is a great way to get our finances in order & make managing...

Now that the media have acknowledged house prices are falling, we are seeing one of the key elements of a downward leg of the house price cycle coming into play...

Many of us use a mortgage broker to help us navigate the complexities of the home lending market, but how many of use actually have an insurance advisor?

THE  PULLBACK  FROM  UNSUSTAINABLE  PRICING  HEIGHTS.

Last  month  I  wrote  about  the  boom  being  over  in  the  residential  real  estate  market  around  New Zealand  and  the  past  month  has  brought  further  evidence  of  this.  Specifically, after  falling  1.5%  in  December  average  NZ  house  prices  fell  by  another  1.1%  in January.

The  boom is  over

NZ boom in house prices  has  already  ended  and  if  I  had  to  use  a  single word  to  describe  what  I  feel  is  going  to  happen  over  the  next  2-3  years  it would  be  “flattening”,

Overindulging during the Christmas, New Year period can leave us with more than just a few extra kilos to contend with. Many of us will be left with a bit of a ‘financial hangover’ too.

The new year is a perfect opportunity to not only start fresh with healthier mind & body, but also consider your financial wellbeing.

Christmas can be a time of traditional ‘over spending’ 

Here’s a couple of ideas to help you avoid New Year ‘Financial Hangover’ and still enjoy the silly season.