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It can be hard as borrowers to decide when's the optimum time to lock in a fixed rate & for how long, or if you're better off to remain on a floating rate.

If you know the answers to these 3 questions your mortgage broker will be able recommend a loan structure that will support your current & future plans.

Housing market strong despite, and even because of, lockdown

Interest rate outlook quickly changes Towards the end of the article I wrote last month was this sentence.

Kiwi’s are known as keen DIYers & with reno shows like The Block, there’re more & more home owners giving it a go for themselves.

Debate has now lifted to a high level regarding central banks around the world pulling back from extremely loose monetary conditions put in place to fight the effects of Covid-19.

You need to borrow some money, perhaps you need to replace a car, purchase new technology, update furnishings or just want a few extra funds for that trip you’ve been planning.

It would be good to be able to say that things are settling down now in the world economy and our own, and that we can make some reasonably robust...

People who’ve never previously experienced financial challenges have found themselves having to closely monitor their money to avoid impacting their credit rating & get through the past year.

If you’ve found yourself in this position, know someone who is, or perhaps know your credit rating isn’t looking at good as it once was, we’ve got 4 steps you can do to get things back on track & help you to avoid any future credit issues.

A key determinant of where the New Zealand economy goes is the pace of growth in our main export destinations.